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2026/27 UK TAX ESTIMATE
Company EV cost & tax
2026/27 rules · checked 18 September 2026Qualifying new, unused fully electric car bought outright by a UK limited company before April 2027.
Indicative UK estimate only. Excludes short accounting periods, distributions, financing, VAT recovery, disposal balancing charges and individual circumstances. Check taxable profit with your accountant and the HMRC company car service.
Assumptions & sources · reviewed 18 Sept 2026
Assumes a new, unused fully electric company car in 2026/27: 100% allowance in the first year, 4% BIK, 15% employer Class 1A and current VED bands. Relief uses the taxable profit entered and depends on available profit and associated companies; short accounting periods and distributions are excluded.
CALCULATED RESULT · INDICATIVE£1,600estimated personal company car tax (BIK) for 2026/27 · 40% rate
- Estimated company Corporation Tax reduction
- £26,500
- Company car taxable benefit (BIK) · 4%
- £4,000
- Company cash cost in the first year
- £74,110
Full tax breakdown
- Corporation Tax before
- £49,250
- After capital allowance
- £22,750
- Personal BIK tax
- £1,600
- Employer Class 1A NI · 15%
- £600
- VED in the first year
- £10
- VED each year · years 2 to 6
- £640
Your company car tax in later years
- 2026/27 · 4% of list price
- £1,600
- 2027/28 · 5% of list price
- £2,000
- 2028/29 · 7% of list price
- £2,800
- 2029/30 · 9% of list price
- £3,600
- Total over these 4 tax years
- £10,000
The percentage is already set in law to rise each year. Assumes the car is available for four full tax years, with the same list price and personal tax rate and no employee contributions. Part-year availability can reduce the benefit; a future Budget can change later years.
Tax reduction is not a discount on the car. The company still funds the purchase and later disposal can create a balancing charge.
No account needed · Nothing entered here is saved · General information, not financial advice
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